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"If you dial 2-1-1 and say you need help with rent, they'll put you in touch with a dozen organizations in your area," Carmine adds.Īdditionally, some nonprofits offer rental and emergency assistance to people in specific professional industries, particularly the arts, who have lost their income source or experienced financial hardship.Įntertainment (theater, film, television, radio, music, dance, opera, and circus.)Īuthors, journalists, critics, poets, and dramatistsįiction and non-fiction authors, poets, playwrights, screenwriters, translators, and journalists The Salvation Army also offers one-time rental assistance to people struggling to pay rent, (to see if you qualify, contact your local Salvation Army, as funds and programs vary from city to city). The Multifamily Housing Rental Assistance program offers rental support to owners of USDA-financed Rural Rental Housing or Farm Labor Housing projects on behalf of tenants. Modest Needs offers grants for emergency expenses, including rent and utility bills. Find a list of organizations that can help youĪfter speaking with your landlord, you can explore organizations that may be able to offer emergency aid for housing or rent expenses if you qualify. Once you've come to a resolution, get everything in writing. She's also mediated move-out plans, where the landlord and tenant come to an agreement to help the renter break a lease early without repercussions. "It's really important to be realistic about what you can agree to," she adds, as it doesn't serve anyone if one party can't follow through with their side of the agreement. Most commonly, she sees payment plan resolutions, which often span a month or a longer period depending on how much is owed. Amundson helps landlords and tenants come to agreements in situations similar to these.
"There are definitely a lot of agreements," says Dana Amundson, MSW, LGSW, and the housing program coordinator at Mediation and Restorative Services, a 501(c)(3) nonprofit organization. When you initiate that conversation, it can help to come prepared with a proposed solution or compromise. "Tell the story so they don't have to ask." "It's better to be prepared with more information than necessary," Carmine says. You should gather any documentation you have that shows a loss of income or the reason you're unable to make a rent payment. While it can be uncomfortable, it's important to establish an open line of communication, and in this way, your landlord may be more willing to come to an agreement that benefits both parties. "It's the first thing you should do, and probably the most difficult thing you'll have to do," Carmine says.
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Talk to your landlordĪs soon as you realize you won't be able to make a full rental payment, you should speak with your landlord or property manager as quickly as possible. "You really need to deal with it right away or ahead of time if at all possible." 1. "You don't want to pretend it's going to go away," says Regina Carmine, NACCC Certified Financial Counselor and HUD Certified Housing Counselor at the Pittsburg Financial Empowerment Center. Though every situation may be slightly different, there are expert-recommended best practices anyone can take. Steps you can take if you can't afford rent
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